1. Acceptance of Terms: By accessing and using the services provided by Moore American Consulting Group (“we,” “our,” “us”), you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

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2. Services: We provide credit consulting services to help improve your credit score and financial health. Our services include, but are not limited to, credit report analysis, dispute resolution, and credit counseling.

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3. Eligibility: You must be at least 18 years old and have the legal capacity to enter into a binding contract to use our services. By using our services, you represent and warrant that you meet these eligibility requirements.

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4. User Responsibilities You agree to: Provide accurate and complete information when using our services. Comply with all applicable laws and regulations. Not use our services for any unlawful or fraudulent purposes. Maintain the confidentiality of your account information and notify us immediately of any unauthorized use.

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5. Fees and Payment: Our services are provided on a fee basis. You agree to pay all fees and charges associated with our services as described on our website or in your service agreement. All payments are non-refundable unless otherwise stated.

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6. Termination: We reserve the right to terminate or suspend your access to our services at any time, without notice, for any reason, including but not limited to a breach of these Terms of Service.

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7. Disclaimer of Warranties: Our services are provided “as is” and “as available” without any warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or secure.

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8. Limitation of Liability: To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our services.

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9. Indemnification: You agree to indemnify and hold us harmless from any claims, damages, losses, liabilities, and expenses arising out of or in connection with your use of our services or any violation of these Terms of Service.

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10. Governing Law: These Terms of Service shall be governed by and construed in accordance with the laws of Ohio, United States of America, without regard to its conflict of law principles.

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11. Changes to Terms of Service: We may update these Terms of Service from time to time. We will notify you of any changes by posting the new Terms of Service on our website. Your continued use of our services after any changes constitutes your acceptance of the new terms.

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12. Contact Us: If you have any questions about these Terms of Service, please contact us at 877-398-6688.